Farm
Industry leading

Farm Equipment Finance with UDC

Get the machinery you need today, with flexible finance that works for your farm.

AgriQuip has partnered with UDC Finance to make it easier for you to get the equipment your operation needs. Whether you're upgrading a single machine or investing in a complete fleet overhaul, we can help you spread the cost without tying up your working capital.

Apply online in minutes and get a decision fast, so you can focus on what matters: running your farm.

Why finance your farm equipment?

Investing in quality machinery shouldn't mean draining your cash reserves. Finance allows you to:

Keep cash available for daily operations 
Your working capital stays where it belongs: in your business, ready for feed, fertiliser, repairs, or unexpected costs.

Match repayments to your income cycle 
Structure payments around harvest seasons, milk payouts, or livestock sales so your cash flow stays healthy year-round.

Access better equipment sooner
Modern machinery means better efficiency, lower fuel costs, and less downtime. Finance helps you upgrade without waiting years to save up.

Protect against depreciation
Assets lose value over time. By financing, you can spread that depreciation across the life of the loan rather than taking the full hit upfront.

FARM EQUIPMENT FINANCING

Flexible finance options for your operation

UDC Finance offers competitive and flexible finance solutions designed specifically for agricultural businesses. Whether you're looking to own equipment outright or prefer a lease arrangement, there are options to suit different farm operations and cash flow needs.

What you can expect:

  • Competitive interest rates for farm businesses
  • Flexible repayment terms that can be tailored to your operation
  • Ability to structure repayments around seasonal income patterns
  • Solutions that preserve your working capital for day-to-day operations
  • Finance for a wide range of farm machinery and equipment

Our team can talk you through the options available and help you find the right fit for your farm.

Farm tools and equipment finance
Farm equipment

WHAT YOU CAN EXPECT

How it works

Getting finance for your farm equipment is straightforward. Here's what to expect:

  1. Choose your equipment: Browse our range or speak to the AgriQuip team about what you need. Once you know what you're after, we can help you understand the finance options available.
  2. Apply online: Complete the simple online application below (takes about 10 minutes). You can apply as an individual or on behalf of your business.
  3. Get a decision: UDC will assess your application quickly. In many cases, you'll hear back within 24 hours.
  4. Finalise and collect: Once approved, we'll finalise the paperwork and arrange delivery or collection of your equipment. Simple as that.

SIGN UP

Ready to get started?

Complete the form below to apply for finance. The process is quick, secure, and designed to get you an answer fast.

UDC credit criteria, terms and conditions apply to any loan or lease. Customers should always seek independent advice regarding tax and accounting treatment for lease agreements.

Need more information?

Our team at AgriQuip is here to help. If you'd like to discuss your options, talk through repayment structures, or get advice on the best equipment for your operation, get in touch.

Contact us

Frequently Asked Questions

How much can I borrow?

UDC can finance up to 100% of the equipment value, including GST. The exact amount will depend on your financial situation and the asset you're purchasing.

How long are the repayment terms?

Terms are flexible and can be tailored to suit your business. Typically, finance terms range from 1 to 7 years depending on the equipment type and your preference.

Can I structure repayments around my income?

Yes. We understand that farm income is seasonal. Repayments can be structured to align with harvest, milk payouts, or livestock sales.

What interest rates are available?

Interest rates vary based on the loan amount, term, and your credit profile. UDC offers competitive rates designed for agricultural businesses. Fill out the form for a personalised quote.

Do I need a deposit?

Not necessarily. In many cases, UDC can finance 100% of the purchase price. However, a deposit may reduce your repayments or secure a better rate.

What equipment can I finance?

Almost any farm machinery or equipment, including tractors, harvesters, sprayers, loaders, attachments, and more. If you're unsure, just ask.

What documents do I need?

Typically, you'll need proof of income (such as recent financial statements or tax returns), identification, and details about the equipment you're financing. The application form will guide you through this.

What if I want to pay out the loan early?

Early repayment is possible, though terms and conditions apply. Speak to UDC or our team to understand any early repayment fees.

Take the next step today. Apply online now and get the equipment your farm needs with finance that fits your operation.